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Build Confidence with Financial Literacy

Build Confidence with Financial Literacy

Tax day has passed, but building strong financial habits is important year-round. Learn how to improve your financial literacy to improve your financial understanding and confidence.

What is financial literacy?

Financial literacy is your ability to understand various financial skills, such as budgeting,Photo of desk with laptop, financial documents and calculator managing personal finances, and investing, and to make informed decisions around these topics. Being financially literate is hugely important, as it allows you to build the foundation of a strong, lasting relationship with personal finances. Additionally, financial literacy allows you to forecast expenses from daily spending to long term spending, or even retirement needs.

How to improve your financial literacy:

Studying to better understand financial strategies and key spending habits can help you strengthen your financial literacy. There are many resources available online and through UGA that can offer guidance or help with more niche financial topics. For example, UGA provides these university-provided resources to help simplify the tax process this month.

More formal education on financial planning is also available. To become equipped to manage your own finances and others’ with an online program from UGA. To better understand the behavior behind spending, check out the Graduate Certificate in Behavioral Financial Planning and Financial Therapy. If you have a passion for financial planning and are interested in pursuing a career in the field, a Master of Science in Financial Planning may be the program for you.